Published Friday, February 10, 2023 by Alan Holdren

There are many ways to pay off your debt with a collection agency: cash, check (maybe post dated), money order, EBT credit card and even victims of violent crimes type funds exist is some communities we work.

As many payment methods exist and we have even heard of a hospital administrator taking in a couple of beef cattle that he bought and used the funds to pay the medical bill for the debtor and then donate the beefs to a local shelter as way beyond the generous line of revenue cycle for a medical group to play in, there are many times opportunities that some people are either not aware of or just don’t want to explore after they are offered to them.

Many times, there are community write-off programs that need to be inquired about including charity care options for those falling below Federal Poverty Standards should certainly explore these options. Many times offering a one-time settlement to a creditor can yield results, but make sure you can pay it off in the next 2 weeks or the offer is only token and probably not going to be accepted.

Most agencies and creditors like consistency in their payment plans and will usually leave you alone if these payments are kept and do cause them more time and money to chase you. A suggestions for making consistent payments is to use your on-line bill pay from your bank or credit union to help you manage these payments and stay away from the collection agency game. If you do not like talking or dealing with agencies, check and see if they have an on-line system of taking credit card payments on a reoccurring basis, can save you time and hassle in making these monthly payments.