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  • FDCPA (Fair Debt Collections Practices Act)

    Published Friday, February 10, 2023

    The Fair Debt Collections Practices Act (FDCPA) as we will refer to it with the blog is the grouping of Federal Statues that govern what collection agencies/agents are to do and not do...

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  • Debt Collection Spouse Communication

    Published Friday, February 10, 2023

    Whom can you speak with as a collector trying to do your job...

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  • Debt Validation & Dispute Issues

    Published Friday, February 10, 2023

    Two issues that are sometimes little know outside of the collection world are Validating a Debt and Disputing a Debt. I will hope to put a little information in your hands as to what each is and what constitutes complying with the requirements of both...

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  • Collection Legal Process

    Published Friday, February 10, 2023

    The backside of the collection process can be the one that makes or breaks a creditor getting what they want and a collection agency living up to the expectations touted by a salesman...

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  • Collection Fees: Recovery % vs. Contingency Fee Charged %

    Published Friday, February 10, 2023

    I am always in internal and external battle as to what the correct fee structure to charge and client is and what is fair both for Atlas Services and for our client...

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  • Collection Agency Process

    Published Friday, February 10, 2023

    How does/should a Collection Agency go about collection on bad debt for one of its clients? There are three basic steps that our agency uses...

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  • Collection Agency Mini Miranda Statement

    Published Friday, February 10, 2023

    The Mini Miranda Sec 807(11) for the Fair Debt Collection Practices Act (FDCPA) is a necessary evil for agencies to ensure a debtor knows if there rights...

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  • Collection Agencies vs. Attorney

    Published Friday, February 10, 2023

    This question comes up many times as companies and individuals are out scouting for someone to handle their accounts and provide the biggest return for the lowest fee possible...

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